The true value of money.

When I was younger I used to eat the food in the house, beg for sweets and toys whilst being out and pull a strop when I couldn’t get what I wanted. I used to think ‘It’s just five pounds’ and ‘Come on, you have the money.’ When you’re young, you don’t know the true value for money as you don’t know just how much everything costs. I don’t think there’s anything wrong with it as when you’re going to school, playing with toys and having fun. I was like this. It wasn’t until I went to university when I finally understood money.

When getting to university, I was spending money on food shopping, rent deposit, toiletries and I couldn’t believe how much it all was. I was shocked that a bag of shopping didn’t stretch very far. When I would buy my food I would need to be careful of what I really spent my money on and budget my money. I then understood how much money food comes to and how much money my parents would spend.

Becoming an adult is difficult with money as it is such a new thing. Growing up I’ve had to budget my money for food and rent and clothes and socialising. I’ve never had to do that before so it has sure been a learning curve.

My advice to people who are growing up and having to deal with money when being at university would be to think about getting a job. I had one at home before university and one when I got there as well as one over the holidays and it helps so much. It gives you that bit of extra money for seeing friends and going out as well as a student loan. I found myself having my money which I could budget for myself as well as my loan to budget for food and rent and washing etc. Now when I’m home I work and at university I work as an ambassador and it really does make a difference.

If you are growing up and taking on full time work, you will have your monthly amount of money which you can have to pay for what you need. I have friends that work full time and live at home and pay rent and have the same amount of money each month. This means that if this is you then you can use the rest of your money to do what you want. You can take on a full time job and have the rest of the time to relax or see friends. This allows you to receive a lot of money over time by working and helps you to get used to having money and taking control of money.

If you’re thinking about travelling, then this means you more than likely work to raise some money and then with the money you pay to go travel. A lot of  people decide to do this instead or before university or even just before getting a job. Travelling means you really got to budget and be careful with your money. You got to think about your transport, accommodation, food and spending money as well as everything else. This is a real test for those finding their feet with money and helps them to divide it all up.

I have found out the true value of money and how expensive life can be. Paying for car insurance, a phone bill, food, rent, clothes etc all adds up and is a part of being an adult. It can be difficult and it can be tricky but it is something we all learn and we all manage to deal with. I am still finding my feet with it all and I am still dividing up the money to pay for everything and work out how much remains but it does get easier to understand and it is worth it. I now like to pay my way a bit more and pay for my own things when I see my parents struggling or I feel I can afford it.

Life can be hard with money, but it sure does make you realise that money can be tight for everyone, like our parents and it can be really nice to help out with money when you can. Don’t always expect your family to pay for everything as sometimes they cant always do it. Try help out from time to time.

Until next time,

Asha

 

Some days can be tough.

There are going to be days when you wake up and feel a bit rubbish. You have a lot on your mind and you stress and worry about things and wonder when things are going to get better. You feel like curling up into a ball and crying. Come on, we’ve all been there!

There’s nothing worse than feeling like everything is against you. I feel that sometimes there seems to be so much that we don’t really know where to start. I feel like its important to remember that these days happen to everyone and can be easily sorted by just breaking things down.

Firstly, what is on your mind? Are they things that can be discussed with others and resolved? Are they things that don’t even need to be worried about? I am the type of person to worry about things that are either out of my control or are easily fixed. I overthink everything all the time and once they are sorted, I worry what I was even worrying about. If you are like this, maybe it’s time to take a step back and look at what needs doing.

Talking to someone about what’s on your mind can also be a big help. Just be honest and explain exactly how you are feeling. Can they help? Is it something that other people can help you sort? For example, if it is your car then maybe someone else can help you with it. Some things can be shared and sorted together. I find it great to talk to someone and get their view sometimes. It is just what I need when maybe I am worrying about something silly or I am getting worked up for nothing. Letting someone else in can be a really good thing to do.

Doing things that make you happy can also really help. Watching a movie, seeing friends or a loved one can do you the world of good. It makes you realise that you have good things going on and people that love and care for you. I feel like when bad things happen or make you feel low, remind yourself of the good things to balance it all out.

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When a bad day comes, talk to others and do what makes you smile. Ride out a bad day in order to see the beauty of a good one.

Until next time,

 

Asha